There is no public info relating to a "greatest hdb mortgage 480 29" because the figures are probably a selected address or inner reference. The most HDB mortgage quantity is not a set sum but is as an alternative based on many elements, such as the Mortgage-to-Benefit (LTV) limit, the Property finance loan Servicing Ratio (MSR), along with the applicant's age, earnings, and money standing. For new and resale flats, the utmost LTV is as much as seventy five% of the acquisition cost or valuation, whichever is decreased. The MSR ensures that regular monthly home loan repayments will not exceed thirty% of the buyer's gross regular monthly money. An HDB mortgage has an fascination rate of 2.6% for each annum, pegged at 0.one% higher than the CPF Normal Account (OA) fee, and the get more info most tenure is capped at twenty five years or around the client's age of sixty five, whichever is shorter. To ascertain the most loan you will get, you should submit an application for an HDB Personal loan Eligibility (HLE) letter.